The Hart of Homeownership

– Expert Mortgage & Homeownership Insights

KHRISTINE HARTMAN

NMLS#1162063

Licensed Mortgage Professional

The Hart of Homeownership offers expert mortgage advice, home buying tips, and financial strategies to help you buy, refinance, or plan with confidence.

Whether you're a first-time buyer, veteran, or current homeowner, our blog simplifies the mortgage process with clear, SEO-optimized content backed by 12+ years of experience.

Explore real client stories, current market trends, and smart strategies for every stage of homeownership.

Start your journey to a smarter home purchase today.

Understanding the True Costs of Owning a Home

Understanding the True Costs of Owning a Home

Understanding the True Costs of Owning a HomeKhristine Hartman
Published on: 01/05/2025

Understand the true costs of homeownership, including mortgage payments, insurance, taxes, and maintenance.

Smart Homeownership

Harmony Home Mortgage provides expert home loan solutions, including FHA, VA, Conventional, USDA, and Non-QM loans. Licensed in FL, GA, NC, SC, and MI, we make homeownership simple and stress-free.

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Saturday: 10 AM – 2 PM

Sunday: Closed

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Harmony Home Mortgage is an independent mortgage broker licensed in Florida, Georgia, North Carolina, South Carolina, and Michigan.

NMLS ID: 1162063

Business NMLS ID: 2629625

All loans are subject to underwriting approval. This is not a commitment to lend. Terms and conditions apply.

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